Mobile Contactless Payment

As digitalization rapidly transforms payment habits, mobile contactless payment solutions redefine the user experience. The fast, easy, and secure convenience of contactless payments is no longer limited to cards—you can now enjoy it with your mobile phone. With TROY’s mobile contactless payment technology, you can make practical, card-free payments using your smartphone. Registering your TROY card allows you to experience seamless contactless payments without needing a physical card.

The mobile contactless payment feature is available on NFC-enabled Android devices and POS terminals that support contactless payments. To register your TROY card to your mobile device, open the wallet app you’ve downloaded and select the “add card” option. Then, enter your TROY card details manually or scan your card using your phone’s camera. Once the security verification is complete, your card will be added to your mobile wallet and ready for use. From then on, you can complete purchases simply by holding your phone near a POS terminal—no physical contact is needed.

We are expanding device options and POS compatibility to further simplify everyday payments..

TROY’s mobile contactless payment technology brings advantages to both users and institutions.

Mobile payment solutions provide benefits to individual users and create new opportunities for institutions to engage with their customers through digital channels. For card issuers and digital wallet providers, they offer easy integration options. When integrated into mobile wallets, the TROY mobile contactless payment infrastructure delivers the following advantages:

1. No Need for a Physical Card: Payments are made directly via mobile devices through contactless technology. By eliminating the need for physical cards, card issuers can reduce production and distribution costs.
2. Fast Activation, Easy Use: Speeds up the card issuance and activation process, enhancing the overall customer experience.

Institutions with Completed HCE Integration