Ramadan Blessings are coming with TROY!

Ramadan Blessings are coming with TROY! Get 10% cashback or points on every grocery purchase you make with your TROY-branded card, up to a total of 2,000 TL.

Join the campaign that is valid between February 12th and March 22nd, 2026, and receive 10% cashback or points on grocery purchases you make in physical stores or online platforms, up to a total of 2,000 TL.

How do I participate?

  • Get a TROY-branded personal card (credit card, debit card, or prepaid card).
  • Join the campaign through the channel specified by the bank or electronic money institution that issued your card.
  • After joining the campaign, receive 10% benefit (in the form of cashback or points, depending on your card issuer's campaign terms) on all grocery purchases you make during the campaign period, with no minimum spending limit.

Campaign Terms and Conditions

  • Campaign period: February 12th – March 22nd, 2026
  • During the campaign period, the benefit that can be received from each bank/electronic money institution is limited to 10% and a maximum of 2,000 TL per customer.
  • To benefit from the campaign, you must first join the campaign through the channel specified by the bank or electronic money institution that issued your card.
  • Even if multiple TROY-branded individual cards have been obtained from a single financial institution, the total cashback or points that can be received from that institution cannot exceed 2,000 TL.
  • Those who have obtained TROY-branded individual cards from multiple banks/electronic money institutions may join the campaign separately from each bank/electronic money institution. In this case, the total rebate amount that a person can receive from different financial institutions may exceed 2,000 TL.
  • The cashback or points received will be reflected either at the time of purchase or within 15 days after the end of the campaign:
    • to your card statement, for payments made with credit cards,
    • to your current TL account linked to the card, for payments made with bank cards,
    • to your card balance, for payments made with prepaid cards.
  • The date on which the cashback/points amount is reflected on your statement, account, or card balance may vary depending on the financial institution through which you join the campaign.
  • Cancelled and returned transactions are not eligible for the campaign.
  • The campaign is valid only for in-store and online purchases made at merchants whose domestic business sector is classified as ‘market.’ Online market purchases will be valid for the campaign provided that the relevant merchant’s sector is classified as ‘market.’
  • The merchant from which the purchase made must have the category code of 5411. If the business sector of the merchant where the purchase was made is incorrectly defined in the system, or if it is not included in the campaign, your purchase will not be eligible for the reward. . In such a case, the Interbank Card Center (BKM) and TROY shall not be held liable.
  • Payments made using TROY cards via digital wallets are excluded from the campaign.
  • The campaign is limited to TROY-branded individual cards obtained from banks/electronic money institutions that participate in the campaign (MONEYPAY, TT Ödeme, Vodafone, Odeabank, T.O.M. Katılım Bankası and Hayat Finans Katılım Bankası are not participating in the campaign).
  • Details of the campaign terms and conditions can be found on the channels through which banks and electronic money institutions announce the campaign.
  • The points received may be used without any time limitation. Points will not be reclaimed.
  • BKM reserves the right to stop the campaign, change its terms and conditions, or cancel it.